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Home Insurance

Home Owners Information

Beacuse everyone’s needs are not the same,it is best to consult your agent to help asses your needs and find the insurance policy that is right for you

What is Homeowners insurance?

Homeowners insurance provides financial protection against disasters. A standard policy insures the itself and the you keep in it

Homeowners insurance is a package policy.this means that it covers both damage to caused by household pets.

Damage caused by most disasters is covered but there are exception. the most significiant are damage caused by floods,earthquakes and poor maintainance related problems are the homeowner’s responsibility

Why do you need homeowners insurace?

It is really all about protecting yourself financially if something unexpected happens to your home or possessions.that’s important because chances are your home islikely one of your largest investments

It is important to know that homeowners insurance is meant to cover unexpected damage,not routine maintenance.ask your agent to talk about what is covered and be sure to read your policy so you know exactly what’s insurded and what is not.

Things to consider and questions to ask your agent. here are few things to discuss with your agent that will influence your decisions.